Something I’ve been working on.

Hi,

I’m Jeremy Zwick, and I’ve been inactive on the forums for a while because I don’t want to make my anxiety worse, but more importantly I’ve been working on what I believe to be a more effective and less contentious approach to climate policy. I even utilized AI to refine my ideas.

My ideas are as follows:

• Introduce a new funding system to replace or make up for credits cut from the IRA. This new system will first require all projects to acquire a certain amount of investment before becoming eligible for federal funds. To encourage investment, all parties that invest above a set amount of money will be entitled to a 1-time tax deduction. Those that annually invest above said threshold will also be entitled to an annual cut of the profits from the project they invest in. The federal government will get a cut of the profits as well. The tax deduction will start at 5% with a bonus 2% deduction for investing projects in underserved areas.
• Annual investment payments = total money invested in a project over the course of a fiscal year. The total amount must be exceed 50%, on 3-year average, of the amount invested in the first year of investment to continue qualifying for profit cuts
• The federal profit cut will be 5% on projects utilizing proven technologies and 10% on more experimental technologies (experimental technologies will entitled to extended tax credits for 5 years)
• Add requirement that for an investor to be entitled to a profit cut they must invest above the set threshold every year.
• Idea for tiered annual investment system: 2.5% tax deduction for total annual investments of $10,000+, 5% tax deduction for $100,000-$500,000 + a 2.5% profit cut, and a 7.5% tax deduction and a profit cut for total annual investments of $1,000,000+ and a 4% profit cut
• Tax deductions will be capped at 10% of total investments up to $5,000,000
• 10% tax credit for multi-state projects funded by multiple companies
• 40% of money distributed to states based on how much each state invested in a project, the other 60% will be determined by need. Needs are to be defined as: grid and EV infrastructure improvements, emissions reductions, poverty, hunger, etc. Needs will be
• State and Federal governments must publicly release annual reports on how they used the profits they receive.
• Small scale projects will be entitled to receive a 0% interest loan to help fund the project.
• Create a public, government monitored, and user-friendly database to track progress on investments
• Allow small investors to crowdfund/pool resources to meet investment thresholds that would normally be out of reach.
• Utilize AI to help with data management and investment track
• Create a government monitored program for crowdfunding investments. All projects funded by crowdfunded investments must be vetted to prevent scams and ensure economic viability. There also be a cap of $5,000 per investor, or $10,000 for high demand projects. This program will be at least partially funded by the profits received from pro-climate projects. Vetting of these projects will be funded using 5% of climate project profits
• Offer assistance to small businesses and poorer states to help them implement and comply with new systems
• Investor profit cuts will be capped at 7.5% for projects utilizing established technologies, and 10% for high-risk projects.
• Use AI to assess viability of crowdfunded projects. AI will also be used to assess levels of need in each state. All criteria used by AI will be made public to ensure transparency and honesty. To that end needs will regularly audited by a third party as well. All results will be published and made public on an annual basis.
• Grid/EV Infrastructure: 30% (critical for clean energy transition).

Emissions Reductions: 25% (aligns with climate goals).

Poverty: 25% (addresses economic equity).

Hunger: 20% (tackles immediate human needs).

• Grid/EV: % households with unreliable grid + (100 – EV chargers per 100k residents).

Emissions: Metric tons CO2e per capita.

Poverty: % population below poverty line.

Hunger: % households with food insecurity (USDA data).

• Need Score = (0.3 × Grid) + (0.25 × Emissions) + (0.25 × Poverty) + (0.20 × Hunger).
• +5% score adjustment for underserved areas (e.g., HUD-designated communities).
• Pro-climate projects already in use (ie projects that were active as of June 2025 be given an opportunity to voluntarily provide a portion of their acquired profits to fund other projects, capped at 10% of their profits in exchange for a tax deduction capped at 10%. The minimum contribution will 2% of total profits and the tax deduction will match the size of the contribution.
• Voluntary contributions from active projects must be at least 2% of
• Grid Score = [(% unreliable households + (100 – chargers/100k)) / max observed] × 100
• Emissions Score = [CO2e per capita / max] × 100, Poverty Score = [% below poverty line / max] × 100.
• High demand projects will defined as projects that are at least 50% funded after 6 months
• Provide investor education via the crowdfunding platform to reduce scam risks.
• Crowdfunding vetting will utilize AI
• Unreliable house = house with 10+ outage hours/year
• Max observed = highest observed value across states over a period of 5 years
• require technical/financial audits for $10,000-cap projects
• Provide AI-driven compliance tools and training for poorer states, funded by 1-2% of federal profits, to reduce administrative burdens.
• Methodology and sample calculations will be included in the public database
• Develop a standardized reporting template for states to simplify profit allocation tracking.
• Limit $10,000-cap project audits to high-risk cases (e.g., <2 years operational history) to reduce costs.

Our current tactics are too hostile to businesses for them to be successful. My ideas fix that problem. I welcome any criticism you might have, because I want to give our cause the best chance to succeed.